Friday, November 1, 2019

Women Stepping Up In American History Essay Example | Topics and Well Written Essays - 1750 words

Women Stepping Up In American History - Essay Example Of course, this was not by choice; therefore, they decided to take a stand, and when both World Wars came, their prayers were answered. Nevertheless, the paper will focus on discussing the role of women in American business, from 1900 until now. After finally making their way into the manual labor force in America and overseas, women took further steps towards equal pay and became subjects of propaganda. Although the fight for equal pay continued, once all wars ended women were then immediately expected to give away their jobs and settle back into their caregiver role. This did not run smoothly in the eyes of women, and they revolted in strikes since they knew that their efforts would prove to be triumphant, hence leave an interminable mark on American society. After the two wars, women were free to create their own lives, able to vote and allowed the right to a full education, and this increase in freedom led to an increase in occupied American women. Not only were they evolving in the work force, but also over the last century, fashion in America has experienced continual upheavals and radical changes. Ranging from dress length to head pieces, women used fashion as another way to express themselves and make their unique m ark throughout history. Historically, women earned their living by keeping boarding houses while others were in occupations that were available to men. In this case, some of the women were doctors, lawyers, teachers and writers, and by the end of the nineteenth century, there was acceptable for women’s professions, though there were few women working in factories or as domestic workers. Nevertheless, there was an exclusion of women from their profession apart from working as writers or teachers, for instance in the medical profession, there was a changed attitude during nineteenth and twentieth century concerning the occupation, which was suitable for women.

Wednesday, October 30, 2019

Companys Social Performance Essay Example | Topics and Well Written Essays - 750 words

Companys Social Performance - Essay Example Company’s Social Performance Describe your company and analyze the various primary and secondary stakeholder groups, their roles, and relationships The company is a medium–sized chocolate producing corporation known as ‘St. Louis Delights’.The company specializes in the production of popular treats such as chocolate dipped caramels, with and without condiments such as pecans. The company is rapidly expanding even though at present it has only 35 employees, some of whom work on a part-time basis. St. Louis Delights currently produces more than 15,000 chocolate treats on a daily basis. With most of the chocolates products sold by other retailers being somewhat conventional, St. Louis Delights has created a whole new line of treats that is aimed at catering for the diverse tastes of chocolate fans all over the world. So far, St. Louis Delights has produced goods for fairs such as corporate events as well as weddings and other parties. The company also creates distinctive theme –products in different seasons such as during Christmas, Easter, Halloween, and the Chinese New Year. Recently, the company also staged a ‘chocolate tasting workshop’ so that customers could be introduced to exciting new creations produced by St. Louis Delights. The primary stakeholders of St. Louis Delights are its customers, stockholders, suppliers, creditors, and workers. Just as other corporations, St. Louis Delights has to realize profits for its principal investors. ... um, apart from its website, in which the company’s clients are able to discuss their views on different products as well as company policies (Freeman, Harrison, Wicks, Parmar, & De Colle, 2010). In this way, the company will also be able to determine what needs to be improved. This will also help company officials to learn how best to communicate with clients or catch their interest. The company could also learn how to better market its products to different sectors of the population by listening to the comments and advice of its customers. By monitoring the effect of any adjustments it makes, the company will be able to reassess its priorities as well as fine tune its methods of communication. Recommend ways the stakeholders can influence the destiny of your business For St. Louis Delights, customers are viewed as being the single most important stakeholder group that can foment change in company strategies as well as operations. The company has been making profits that allow for further expansion due to the loyalty of customers. At present, St. Louis Delights is involved in considering the next place in which to open new branches. Naturally, this decision will be determined by the notion of where customers are most likely to want to come to. Executives have to take into consideration the thought of where the customers are most likely to feel comfortable shopping at. The company also has to take into account the customer demographic it is looking to attract. For instance, it has to consider whether the customers will drive or walk to its proposed next franchise. In this case, it would be better to locate the franchise at an up market area that is a walking distance from residential houses. So far, it is the up market customers who appreciate uniqueness who have

Monday, October 28, 2019

Education Insurance Awareness Essay Example for Free

Education Insurance Awareness Essay An Overview In 1965, Yarri proposed the use of life insurance to insure against lifetime uncertainty resulting for the mortality risk of individuals. Premature death of a family head can bring serious financial consequences for the surviving family members because the family head’s earnings are lost forever leaving unfulfilled financial obligations, such as dependents to support, children to educate, and a mortgage to repay. Life insurance allows individuals and families to share the risk of premature death with many others and to alleviate the financial loss from the premature death of the rimary wage earner (Garman Forgue, 2006). The purchase of life insurance is one of the most important purchasing decisions for individuals and families (Anderson Nevin, 1975) and it is a critical component of a long-term financial plan (Devaney Keaton, 1994). 2). Introduction to Child Education Insurance Policy A child education policy is a life insurance product specially designed as a savings tool to provide an amount of money when a child reaches the age for entry into college normally 18 years old and above. The funds can be utilised to partly meet a childs higher education expenses. Also, if purchaser opts for a payor benefit rider, an education policy provides the assurance that, in the event of an untimely demise of the parents or legal guardian, the child will have access to funds to help finance his or her education expenses. Under a child education policy, the child is the life assured, while the parent or legal guardian is the policy owner. 3). Types of child education policies available in life insurance market. There are two main types, i. . an endowment or investment-linked policy. The difference between the two lies in the structure as well as the nature of investments. 3. 1) Endowment policy is an endowment policy combines a savings component with protection coverage. Endowment policy may be either participating or non-participating. As the name implies, non-participating policy do not participate in the life insurance funds profits but all insurance benefits are fully guaran teed. On the other hand, for participating policy, a portion of insurance benefits are guaranteed. However, the ultimate amount of benefits at maturity is not guaranteed as these depend on the performance of the insurance companys participating life insurance fund. 3. 2) Investment-linked policy is an investment-linked policy combines the elements of investment and protection based on your requirement as the policy owner. It offers flexibility as you are able to increase or top-up your monthly premium contribution as your income improves. If you wish to be more aggressive with the instruments of investment, an investment-linked policy will also allow you to choose the types of funds your money will be invested in. However, like any other similar investment, there are higher risks involved and there are no guarantees on the returns, which may be higher or lower than projected. 4). Research Background An increasing trend of education expenses to enter college or university nowadays, a lot of parents using financial sources such as Employee Providence Fund or rely on borrowing from Perbadanan Tabung Pendidikan Tinggi Negara to afford the study expenses of their son after leaving secondary school for a higher level of study. As an alternative source of financial protection against high education expenses, parents can purchase an education insurance starting from their children young age. Compare with withdrawal of lump sum of money from EPF (Employee Providence Fund) or make borrowing from PTPTN (Perbadanan Tabung Pendidikan Tinggi Negara), a parents just need to pay for a small amount of premium and parents as a payer can be covered by insurance in case death or total permanent disablement occurred by paying for an extra insurance rider in the particular education insurance policy. Therefore, this research carried out to examine the level of awareness among parents in Sibu Region towards education insurance provide by insurance companies in Malaysia. This thesis aims to examine both the type and amount of life insurance purchased by households. To this end, comprehensive models of households’ demand for life insurance were developed, which included demographic variables (age, education, employment status, health status, number of children, marital status, and race), economic and assets variables (income, homeownership, debts, as well as portfolio elements such as liquid assets, certificates of deposit, mutual funds, bonds, stocks, individual retirement accounts, annuities, other miscellaneous financial assets, and nonfinancial assets), and psychographic variables (attitude toward risk, attitude toward leaving a bequest, and one’s expected life expectancy). The effects of these factors on either term or cash value life insurance purchased by households were examined separately. Research Objective General objective To examine the parent’s awareness towards education insurance. Specific Objective 1). To investigate whether parents had purchase education insurance or not for their children at their young age. 2). To identify from which channel of information that made parents aware of education insurance. 3). To identify whether insurance industry playing an effective role in promoting education insurance in life insurance market. ). To examine parents interest towards education insurance products administered by insurance company in insurance market. 5). The main purpose of this study is to examine whether demographic factors influence the purchase of education insurance among parents in Sibu Region. Research question 1). Do you know there is education insurance product in insurance market? 2). Had you purchased any education insur ance from any insurance company for your children? 3). Had any insurance agent approach or introduce and give explanation to you regarding education insurance? 4). Are you willing to purchase any education insurance for your children? 5). what type sources of information you needed to enhance the knowledge regarding education insurance? Problem statement Financing child’s education is one of the major investments that any wise parent is prepared to undertake. A sound university education is not only among the basic requirements to establish a good career; it can also form the foundation of your child’s intellectual maturity for life. We all start learning since birth and the brief period of academic education in our lives represents another landmark in a life-long learning process. But given the high cost of education and the competition to enter well-known universities, it is necessary to have an investment plan to fund our children’s brief sting of three to four years in university. With the limited places available in local universities, many Malaysian students have wisely invested in university education abroad. Faced with the rising costs of overseas university education, how can parents save and invest to finance the tuition fees, let alone the living costs. The depegging of the ringgit from the U. S. dollar last year is a welcome move for many Malaysian parents because under the flexible exchange rate system, the ringgit is likely to appreciate over the long term. This will help Malaysians reduce the cost of overseas education in popular countries such as the U. K. , U. S. and Australia (Charles Goh, www. fimm. com. my/pdf/investor/articles/09). One of the biggest worries for parents nowadays is how to fund their children’s education, which does not come cheap. In addition, as with everything else, education expenses, is it in foreign and local colleges/universities, private primary and secondary schools are expected to trend upwards in future (Elaine Ang, http://thestar. com. my/ September 18, 2010). The trend is upwards as far as education costs are concerned. In predicting the future, we can only use assumptions such as cost and inflation factors in child education planning. The general increase for local studies is about 3% per year and foreign about 5% and this applies to a general business degree of three years (Mike Lee, CTLA Financial Planners Sdn Bhd managing director, 2010). An average increase of between 5% to 7% annually in education costs for studies locally and in countries such as Britain, United States, Australia, Canada and Singapore excluding foreign exchange rate fluctuations. Moreover, there are certain years where the increase can be in a lump sum instead of percentage depending on the circumstances. (Matthew Gan, E. T. Education Services Sdn Bhd managing director, 2010). Some of the common mistakes parents make when saving for their child’s education fund are starting too late, saving without investing and not considering foreign exchange fluctuations for those who aim to send their children overseas. It is important to determine what the education costs are in current value and identify a suitable savings and investment vehicle. Some parents don’t even have a clue how much education costs (Yap Ming Hui, Whitman Independent Advisors Sdn Bhd managing director, 2010). Save and invest your money as early as possible. Let your money grow with your child, school fees for primary and secondary education range from RM15,000 to RM17,000 per annum with an average 10% increase in fees every two years (Rina Thiagu-Kler, Marketing manager Sri KDU, 2010). Because of less study and difficulties to obtain data regarding education insurance demand in Sibu Region. A brief interview conducted with Mr. Ten Kim Loong, Unit Manager of Kumpulan Elite Ten from Etiqa insurance agency on 2nd December 2011 where he indicated that most of the insurance product demanded by household within Sibu region is medical card and personal accident policy, it is because the premium affordable by policyholder, moreover among the clients approached did not know what policy to purchase and how much sum insured should be enough for protection need†. A discussion session also conducted with Mohamad Faizuli Bin Abd Karim, a financial planner from Takaful Ikhlas Sdn Bhd reveal that among the prospects that approached by him saying that they are not interested in any of insurance products and they worried the premium payment can become an extra expenses as per we noticed the living standard and price of basic necessity good are very high nowadays. The Breakdown of Schooling Expenditure As shown in Table 2, the average cost of schooling overall was found to be RM1,782 per student per year. The cost in rural areas which averaged RM1,590 was about 22 per cent lower than urban areas.

Saturday, October 26, 2019

Trees :: essays research papers

Trees Trees are woody plants with a distinct stem, or trunk. They are usually the tallest of plants, and their height and single main stem differentiate them from shrubs. Trees are perennials that live at least three years. Some tree species are extremely short but others may reach a height of more than 367 feet. The General Sherman Tree, a giant sequoia in California’s Sequoia National Park, has a height of 275 feet and a diameter of 37 feet. The largest trees are not always the oldest. The bristlecone pine, for example, grows to a height of only 30 feet but one specimen has been dated to be at least 4600 years old.   Ã‚  Ã‚  Ã‚  Ã‚  There are two general types of trees, angiosperms and gymnosperms. Angiosperms are flowering plants that have a seed. They include maples and oaks, which are dominant species in Kentucky. Gymnosperms, on the other hand, do not bear flowers. Their seeds lie exposed in structures such as cones or fleshy cups called arils. This group includes conifers, gingkos, and cycads. Trees grow throughout the world, from the icy regions near the Arctic to the steaming tropical regions near the equator. They may grow along steep cliffs, in swamps and deserts, and on mountaintops at even the highest of elevations. Although trees can grow alone, most grow in strands, which consists of one species or a mixture of species. A forest is a plant community that is made up of the trees, shrubs, and herbs that cover an area. Forests provide many social, economic, and environmental benefits. Forest provide wildlife habitat and recreational opportunities, prevent soil erosion and flooding, and help to provide clean air and water. Forests are also an important defense against global climate change. Through a process known as photosynthesis, plants exchange the oxygen that is necessary for life with carbon dioxide, the chemical most responsible for global warming. By decreasing the amount of carbon dioxide forests may reduce the effects of global warming. In the United States, forests are threatened by extensive logging, called clear-cutting, which destroys much of the plant and animal habitats and leaves the landscape bare. Until the 1990’s, the U.S. Forest Service was directed by Congress to maximize the amount of timber harvested in order to provide jobs. In the late 80’s and early 90’s, environmentalists sued the government for violating the National Environmental Policy Act. As a result, the amount of timber harvested was reduced and foresters were directed to follow a policy known as ecosystem management.

Thursday, October 24, 2019

The Physician Assistant Program

The Physician Assistant Program, on the other hand, delivers a comprehensive masters education teachings that are essential for the aspiring physician assistant (â€Å"Physician Assistants,† n.d.). This program entails   thorough learnings in the formal practice of a physician assistant.Furthermore, the master's program for physician assistant equips the aspirants the necessary academic and clinical background in able to achieve professional certification to become qualified, reliable and competent physician assistant (â€Å"Physician Assistants,† n.d.).  As an aspiring Physician assistant, I truly understand that my clinical role will include primary and specialty care in medical as well in surgical practice. I understand that a physician assistant position is a complex task to do that focuses to provide of patient care. With this, I hereby accept the fact that the only way to achieve this and be competent in the position is submit myself into the formal education program for Physician Assistant.With the kind of training I had as a Nurse aid for two years, I decided to pursue a career as physician assistant. Although, I hold a masters degree in Library Science from University of Wisconsin, I could not find the appropriate job or work that is in line with the education that I have finished.Hence, in my two years of stay in the hospital as a nurse aid, I came to a point of realization that I am comfortable to work in such position and finally pursue a career in physical assistance.Being in hospital as a nurse aid, I can say my preparation for this objective of is my formal experience in medical field by providing nursing aid. In terms of preparation, I can say that I am on the ideal shape to start a new career as I am familiar with the practice in the clinic and in hospital chores. Moreover, I attended and completed all the prerequisite courses in nurse aid.Being an alumna of the school, I prefer to have my formal physician assistant education program in University of Wisconsin, as I believe that the method of teaching by the university is proven and effective. Therefore, I wish to achieve another milestone in my life as a qualified and ratified physician assistant under the uplifting educational support of the University that I truly trust and believe.In the end, if I get the chance to complete the program and be one of the countries prime physician assistant, my primary goal as a professional is a effect changes that I believe to be the best in providing patient care. Thus, I wish to achieve the reputation that I long as valuable and competent physician assistant, through my whole hearted service with my patient and with the attending physician.ReferencesPhysician Assistants. (n.d.). Retrieved July 10, 2008 from http://www.answers.com/topic/physician-assistant?cat=health

Wednesday, October 23, 2019

Was Robespierre More a Success Than a Failure as a Revolutionary Leader?

Introduction to Robespierre: Robespierre was a French lawyer, politician and one of the most influential figures of the French- Revolution. Influenced by 18th century philosophes such as Rousseau, he was a capable articulator of the beliefs of the left-wing bourgeoisie. Successes: Gained support of the majority: He gained the title â€Å"incorruptible†. Particularly interested in the rights of man and revolutionary virtue. Earned his reputation in the Estates General as a defender of the poor. He genuinely believed that the people of France were good and was therefore capable of achieving social and public well being in France.While the Constituent Assembly was preoccupied with drawing up a constitution, Robespierre turned from the assembly of lawyers and wealthy bourgeoisie to the people of France. He was very successful in voicing out his ideas for the Declaration of the Rights of man and constitutional provision. In the Jacobin Club, he found a sympathetic audience among th e intelligent artisans and small shopkeepers who became members of the club. His fanaticism won him supporters; his singularly sweet and sympathetic voice gained him hearers; and his upright life attracted the admiration of all Establishment of the Republic:Robespierre's main ideal was to ensure the virtue and sovereignty of the people. He disapproved of any acts which could be seen as exposing the nation to counter-revolutionaries and traitors, and became increasingly fearful of the defeat of the Revolution. He instigated the Terror and the deaths of his peers as a measure of ensuring a Republic of Virtue Establishment of the National Convention – to sweep away the enemies Supported execution of Louis â€Å"For Louis I have neither hate, not love.I only hate his crimes† Destruction of the Gironidsts – Maxim Isnard, Girondist, spoke about counter-revolution and on 2nd June, a crowed of armed men from the Commune of Paris arrested 32 deputies from the convention Reign of Terror: After Robespierre was elected to the Committee of Public safety (a revolutionary tribunal), he earned a dominat position after the fall of the monarchy and declared â€Å"It is time to horrify all the conspirators† The terror acted against real and suspected enemies of the evolution and extended into every corner of France. Victims were mostly the aristocracy, bourgeoisie and members of the clergy but also included members of other classes. In all, perhaps 40,000 people were executed. Leadership of War was decisive: A revolutionary war must be waged to free subjects and slaves from unjust tyranny, not for the traditional reasons of defending dynasties and expanding frontiers.Failures: Short-term rule (1793-1794) Enemies were paralysed briefly: Cecile Renault, woman who tried to murder Robespierre and other politicains who opposed him for being a dictator and associated with Danton’s death â€Å"the blood of Danton chokes him† Socio-religious and economic policies weren’t a success

Tuesday, October 22, 2019

Explore How Steinbeck Presents the Relationship Between Two of the Charactors in of Mice and Men Essay Example

Explore How Steinbeck Presents the Relationship Between Two of the Charactors in of Mice and Men Essay Example Explore How Steinbeck Presents the Relationship Between Two of the Charactors in of Mice and Men Essay Explore How Steinbeck Presents the Relationship Between Two of the Charactors in of Mice and Men Essay The book was set in California in the 1930s when America had a great depression which affected everyone because everyone was unemployed and had to travel to look for work so it is showing George and Lennie traveling together to achive their dream, like everyone else in America, which is very unrealistic which is why they travel together. In the book there is a theme of loneliness. George and Lennie plan to buy a farm for just them two to live on so they wont have to worry about being lonely. Well, well have a big vegetable patch and a rabbit hutch and chickens. And when it rains in the winter, well just say the hell with goin to work, and well build up a fire in the stove and set around it an listen to the rain comin down on the roof.. There dream is giving them something to work for so they can forget about being lonely and have a great life. The writer presents George and Lennies relationship as close but George gets really protective of Lennie. Hide in the brush till I come for you. dont let nobody see you. This shows that George does not want Lennie to get caught if he does something bad. But if he does get caught he wants him to be safe and so they can stay together. This is also giving the reader a little clue that he might get in trouble later on in the story. Without a doubt the writer succsessfully shows George and Lennies relationship as not very good at times. When I think of the swell time I could have without you I go nuts. This is suggesting that George is getting very sick of Lennie always getting them both in trouble because whenever he does do something bad they both have to move and get a new job. He is also getting sick of Lennies childish behaviour and how he constantly has to remind Lennie what to do and tell him about their plans all of the time. When George says this Lennie tells him taht if he wants he will go off on is own and live by himself because he knows George cares about him but thinks he is too much for him to handle. This means that George doesent want Lennie around all the time because he is too much bother and he is ruining Georges life. Also George wants them to stick together bacause it is during the great depression. The writer also shows George as a father figure for Lennie by how he tells Lennie what to do. Lennie, for god sakes, don’t drink so much’. This is because George cares for Lennie and doesn’t want him to get sick. It is like how a parent would tell their child not to drink too much and to not be greedy. When George syas for god sakes it shows how George is getting a bit annoyed at Lennie because he says it sort of snapping at him. ‘George raised the gun and steadied it and brought the muzzle of it close to the back of Lennies head’. George shoots Lennie because he is always getting them both into trouble and George is getting sick of it. The writer drags it out to build up the tension so the reader can imagine how horrible it would be for George to do it after he promised Lennies aunt that he would look after him. George cares for Lennie so he doesn’t want him to get hurt, ‘Get him Lennie, don’t let him do it’. This is particularly effective because it shows how George wants Lennnie to be able to fight back and stick up for himself so he doesn’t have to fight for him all of the time, but doesn’t want Lennie to be pushed around all the time so it shows that their relationship is close. Where we going George? ’ ‘So you forgot already did you? I gotta tell you again? ’ Lennie forgets everything, so George always has to remind him of their plans and what they are doing which is why George gets very annoyed with him at times. When George says again this is showing that he has already explaind their plans to Lennie and that he is slowly getting sick of telling hi m. Also when he says already this is showing that George is expecting Lennie to forget what he told him but he didnt expect it to be quite so soon. Lennie looks up to George and copies everything he does. Lennie who had been watching imitated George exactly. This is because he follows George around all the time so he is like a father figure. Also because George does everything right, Lennie wants to be just like him. George tells Lennie to stay away from Curly and his wife because he knows that they are trouble and he doesn’t want Lennie getting them both in bother with Curly. This is showing George as being very protective of Lennie because he knows what Curly is like and he knows that he will end up getting hurt. In the beginning, Geeorge and Lennie are on their way to where they will start work because Lennie got them both in big trouble at their last job because he is clumsy and doesn’t think, which is why George has to tell hime what to do and keep him out of trouble like a parent and their child. George has to tell Lennie where to go if he gets in trouble because he knows he will get into trouble because he always gets into trouble but he wants to make sure that he is okay and that they can stay together and so George can look after Lennie like he promised his aunt.